Free newcomer money calculators
Norbert's Gambit Calculator
See how much you save converting USD↔CAD via Norbert's Gambit vs your bank, vs Wise, across Wealthsimple/Questrade/IBKR.
✅ LiveNewcomer Canadian Income-Tax Estimator
Year-one Canadian tax estimate for newcomers. Inputs: arrival date, province, Canadian-source income.
Coming soonFHSA + HBP Downpayment Stacker
How much tax-free downpayment can you build by combining FHSA ($40K) and Home Buyers' Plan ($60K RRSP)?
Coming soonFirst Canadian Credit Card Picker
Input arrival country, income, bank. Get the highest-bonus newcomer card you qualify for.
Coming soonYear-One Contribution Sequencer
FHSA → TFSA → RRSP — given your income and savings, what should you contribute to each, in what order?
Coming soonAbout these tools
Every tool here is free, runs entirely in your browser (no signup, no data sent to a server), and is tied to a specific article on this site that explains the underlying math.
Got a question or a tool you wish existed? Drop it here.